Guidelines for using our free Christian resources for anxiety and mental health support, including devotionals, prayer cards, and biblical encouragement.

Welcome to Fern Of The Valley! We are dedicated to providing free Christian resources for anxiety and mental health support through biblical encouragement, devotionals, and prayer tools. By accessing or using our website, services, products, or content, you agree to comply with and be bound by the following Terms and Conditions. Please read them carefully before downloading resources, subscribing, accessing content, or using our services.

1. General Information

Fern Of The Valley is based in the United States and provides digital products, including but not limited to devotionals, eBooks, graphics, wallpapers, banners, and other digital content (“Digital Products”). We also provide blogging content related to Christian living, mental health, lifestyle, and related topics (“Blog Content”).

2. Acceptance of Terms

By using our website, you acknowledge that you have read, understood, and agree to be legally bound by these Terms and Conditions. If you do not agree, please do not use our website, purchase products, or access our services.

3. Use of Website and Content

• All content on our website, including text, images, graphics, and downloadable materials, is owned by Fern Of The Valley or used with permission. You may not copy, reproduce, distribute, or create derivative works from our content without express written permission.
• Blog content is for personal and educational purposes only. It may not be used for commercial purposes or republished without our consent.
• You agree to use the website in a lawful manner and will not engage in any conduct that could harm the website, its content, or other users.

4. Digital Products

• All digital products are delivered electronically. By purchasing our products, you agree to receive the items via download or email.
• You may use purchased digital products for personal, non-commercial purposes, unless a separate commercial license is provided.
• Unauthorized redistribution, resale, or commercial use of digital products is strictly prohibited.

5. Commissions and Custom Work

• We accept commissions for custom digital content, including graphics, banners, wallpapers, and similar items.
• All commissioned work requires a clear agreement outlining project scope, timeline, and payment terms.
• We reserve the right to decline any commission request at our discretion.
• Upon completion and delivery of commissioned work, you may use the content according to the licensing terms agreed upon; ownership of the final product may remain with Fern Of The Valley unless explicitly transferred.

6. Intellectual Property

• All content, trademarks, logos, and graphics on this website are protected under U.S. and international copyright laws.
• You may not use our intellectual property without our prior written consent.
• Use of our content does not transfer ownership or grant any implied licenses unless explicitly stated.

7. User Conduct

• You agree not to use the website to upload or transmit any content that is unlawful, harmful, threatening, abusive, defamatory, obscene, or otherwise objectionable.
• You will not attempt to gain unauthorized access to the website, servers, or accounts.
• We reserve the right to suspend or terminate access to users who violate these Terms and Conditions.

8. Third-Party Links

Our website may include links to third-party websites for informational purposes. We do not control these websites and are not responsible for their content, privacy policies, or practices. Linking to a third-party website does not imply endorsement.

9. Blogging and Advice Disclaimer

Blog content is intended for informational and educational purposes only. It does not constitute professional advice (medical, legal, financial, or spiritual). You should consult qualified professionals regarding any decisions based on blog content.

10. eBooks and Downloadable Content

• All eBooks and downloadable content are for personal use only unless otherwise specified.
• You may not distribute, sell, or modify eBooks without express written permission.

11. Privacy and Data

We collect personal information in accordance with our Privacy Policy. By using the website, you consent to such collection and use.

12. Limitation of Liability

To the maximum extent permitted by law, Fern Of The Valley shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the website or any digital products.

13. Indemnification

You agree to indemnify and hold harmless Fern Of The Valley, its owners, employees, and affiliates from any claims, damages, or expenses arising from your use of the website, purchases, or breach of these Terms and Conditions.

14. Termination

We reserve the right to suspend or terminate access to the website at any time, with or without notice, for any violation of these Terms and Conditions.

15. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the United States and the state in which Fern Of The Valley operates, without regard to conflict of law principles.

16. Changes to Terms

We reserve the right to modify or update these Terms and Conditions at any time. Changes will be posted on this page with the date of the latest revision. Your continued use of the website constitutes acceptance of the updated Terms and Conditions.

17. Contact Information

If you have any questions about these Terms and Conditions, please contact us at:

Email: selahshalom@outlook.com
Website: fernofthevalley.wordpress.com

Last Updated: 10/02/2025

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Privacy Policy

We value your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, and safeguard your information when you visit our website, purchase digital products, or interact with our content and services.

1. Information We Collect

We may collect personal and non-personal information from you, including but not limited to:

• Personal Information: Name, email address, billing information, or any other information you provide when purchasing digital products, submitting commission requests, signing up for newsletters, or contacting us.
• Non-Personal Information: IP address, browser type, device information, pages visited, time spent on the website, and other usage statistics.

2. How We Use Your Information

We use your information to:

• Process and fulfill your purchases of digital products and custom commissions.
• Communicate with you regarding orders, updates, or customer support inquiries.
• Send newsletters, promotional emails, or other content if you have opted in.
• Improve our website, services, and content based on user behavior and feedback.
• Protect the security and integrity of our website and digital products.

3. Sharing Your Information

We will never sell or rent your personal information. We may share your information in limited circumstances, including:

• With trusted service providers who help us operate the website, process payments, or deliver products and services.
• When required by law, court order, or legal process.
• To protect our rights, safety, or property, and that of our users or others.

4. Cookies and Tracking Technologies

We use cookies and similar technologies to enhance your experience, analyze website traffic, and provide personalized content. You may adjust your browser settings to refuse cookies, but some features of the website may not function properly.

5. Digital Products and Downloads

When you purchase digital products or eBooks, we collect only the information necessary to process the transaction. Your download history may be stored temporarily to ensure delivery, but it will not be shared with third parties.

6. Commission Requests

When submitting commission requests for custom digital content, we collect information about your project and your contact details. This information is used solely to complete your request and communicate regarding the project.

7. Security of Your Information

We implement industry-standard measures to protect your personal information, including secure servers and encryption for sensitive data. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

8. Third-Party Links

Our website may contain links to third-party websites, tools, or resources. We are not responsible for the privacy practices of third parties and encourage you to read their privacy policies before providing personal information.

9. Children’s Privacy

DailyBreadBibleChat does not knowingly collect personal information from children under the age of 13. If we learn that we have inadvertently collected information from a child, we will take steps to delete it as soon as possible.

10. Your Rights

• You may request access to, correction, or deletion of your personal information by contacting us at the email below.
• You may unsubscribe from newsletters or marketing emails at any time by clicking the “unsubscribe” link or contacting us directly.
• You may opt out of cookies and other tracking technologies by adjusting your browser settings.

11. Updates to This Privacy Policy

We reserve the right to update this Privacy Policy at any time. Changes will be posted on this page with the date of the latest revision. Your continued use of the website constitutes acceptance of the updated Privacy Policy.

12. Contact Information

If you have any questions or concerns about this Privacy Policy, please contact us at:

Email: selahshalom@outlook.com
https://fernofthevalley.wordpress.com

Last Updated: 10/02/2025

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Refund Policy

Welcome to Fern Of The Valley’s Refund Policy. We value our customers and strive to provide high-quality digital products, custom commissions, and downloadable content. Please read this Refund Policy carefully before making a purchase.

1. Digital Products

All products sold on Fern Of The Valley, including but not limited to devotionals, eBooks, graphics, wallpapers, banners, and other digital content (“Digital Products”), are non-refundable. Once a purchase is completed and the product is delivered electronically, we cannot accept returns or issue refunds.

2. Custom Commissions

Custom commissions, including personalized graphics, banners, wallpapers, and other digital content, are also non-refundable. Each commission is created according to the agreed-upon specifications, and work begins after payment is received.

3. Exceptions and Issue Resolution

While we do not offer refunds, we are committed to customer satisfaction. If you experience an issue with your digital product or commission, such as:

• File is corrupted or cannot be downloaded
• The delivered custom commission does not match the agreed-upon specifications
• Technical problems preventing use of the product

Please contact us at KoFi, or email us at selahshalom@outlook.com within 7 days of delivery. We will work with you to correct the issue, which may include:

• Providing a corrected or replacement file
• Adjusting the custom commission to meet the agreed specifications
• Providing technical support to access your digital product

4. How to Contact Us

For any issues regarding your purchase, please message us on Kofi, here.

alternatively you can email us at: selahshalom@outlook.com

Include your order details, a description of the issue, and any supporting information. We aim to respond within 48 hours during normal business days.

5. Refund Policy Summary

• All digital products and custom commissions are non-refundable.
• If a product is defective or a commission does not meet agreed specifications, we will work to resolve the issue.
• Refunds will not be issued under any circumstances; instead, corrections or replacements will be provided.

6. Changes to This Policy

We reserve the right to update or modify this Refund Policy at any time. Changes will be posted on this page with the date of the latest revision. Continued use of the website and purchases constitutes acceptance of any changes.

7. Contact Information

If you have questions or concerns regarding this Refund Policy, please contact us at:

Email: selahshalom@outlook.com
https://fernofthevalley.wordpress.com

Last Updated: 10/02/2025

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Disclaimer

By accessing our website, blog, or purchasing any digital products, you acknowledge and agree to the following disclaimers. Please read carefully.

1. General Information

The content on Fern Of The Valley, including blog posts, articles, devotionals, eBooks, graphics, and other digital products, is provided for informational, educational, and devotional purposes only. The purpose of our website is to share insights about Christian living, mental health, lifestyle, and related topics. Nothing on this website constitutes professional advice of any kind.

2. Not Professional Advice

Content on this website is not intended to replace the services of qualified professionals. Specifically:

• Mental Health: Our blog and digital content are not a substitute for professional mental health treatment, therapy, or counseling. If you are experiencing severe anxiety, depression, or any other mental health crisis, please consult a licensed professional immediately.
• Medical Advice: Content is for informational purposes only and should not be used for diagnosis, treatment, or replacement of professional medical care.
• Financial or Legal Advice: Any tips, suggestions, or examples provided on our website are not intended as financial or legal guidance. Consult a qualified professional before making decisions in these areas.

3. Use of Digital Products and Downloads

All digital products, eBooks, devotionals, and custom commissions are intended for personal, educational, or devotional use only. Any application of the content is at your own discretion and risk.

4. Accuracy of Information

While we strive to provide accurate and up-to-date content, Fern Of The Valley makes no warranties or representations regarding the accuracy, completeness, reliability, or timeliness of any content. We are not responsible for any errors, omissions, or outcomes resulting from the use of our website or digital products.

5. External Links

Our website may contain links to third-party websites. We do not control these sites and are not responsible for their content, services, or privacy practices. Linking to a third-party website does not imply endorsement or responsibility.

6. Testimonials and Results

Any testimonials or results shared on Fern Of the Valley or our socials; are personal experiences and do not guarantee similar outcomes. Individual results may vary depending on personal circumstances and effort.

7. Limitation of Liability

To the fullest extent permitted by law, Fern Of The Valley, its owners, affiliates, and contributors shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your access to, use of, or reliance on any content, digital products, or services provided by this website.

8. Indemnification

You agree to indemnify and hold harmless Fern Of The Valley, its owners, employees, and affiliates from any claims, damages, or losses arising from your use of the website or digital products, or your reliance on any content.

9. Changes to This Disclaimer

We reserve the right to update or modify this Disclaimer at any time. Changes will be posted on this page with the date of the latest revision. Your continued use of the website or products constitutes acceptance of any updates.

10. Contact Information

If you have any questions or concerns regarding this Disclaimer, please contact us at:

Email: selahshalom@outlook.com
https://fernofthevalley.wordpress.com

Last Updated: 10/02/2025